The first ever family finance website.
One private website for a client family’s whole financial life. Records, documents, updates, meetings and planning, all in one place. White-labelled as your firm’s, branded as their family’s. Built with advisers, for advisers, and even better for families.
A named digital companion keeps it up to date, watches for what is missing, and briefs you before every meeting. Nobody types anything in by hand, and nothing gets found out too late. It is not a filing cabinet and it is not a portal. It is a living relationship with the whole family, with you at the centre of it.
A family’s own Hub. Live product, not a mock-up.
74%
of inherited wealth moves adviser within twelve months of death
£340k
average AUM lost per family at generational transfer
6,500
UK advice firms with no structured family engagement tool
The record keeps itself. The relationship is yours.
Families do not leave because the advice was wrong. They leave because nobody knew where anything was, and the children had never met you. The Hub removes the first problem entirely, and gives you years to solve the second.
The Hub does
You do
One hard rule, built into the product: the companion writes the language, never the numbers. Every figure you or the family ever see is worked out by ordinary code over the family’s real records. The assistant only describes the result.
See it working
The product, as it actually is.
Every screen below is the working product, captured from a live Hub. Nothing here is an illustration.
The adviser workspace
Your whole book, and where it needs you
Every family you look after, on one screen. Open alerts and legacy gaps are counted per family, so you can see at a glance who needs you. Underneath sit the planning opportunities the companion has already spotted: a spousal bypass trust, an unused gift exemption, a pension review worth doing before April 2027.
What it watches for
It finds what is missing, years before it matters
The companion checks the Hub for gaps and stale records, then raises them in plain English with a one-tap answer for the family. No power of attorney in place. A pension nomination nobody has reviewed. Small things, caught early, that become the difference later.
The record itself
Not a summary. The full picture.
Property, pensions, ISAs, protection, mortgages and the providers behind them, held in one place and kept current so nothing has to be hunted down later. Every figure is computed from the family’s own records, never estimated.
Three moments that decide whether the assets stay.
The family arrives
Robert and Margaret log in and their whole financial world is already there, built from the documents you sent up and confirmed by you. The children get a login too. They cannot see the detail yet, but they know it exists, and they know who you are.
Something missing is found
The companion has been watching. Power of attorney is not in place for either of them. You raise it at the family meeting, the solicitor is already in the Hub, and the instruction goes out that week. A crisis is averted five years before it would have happened.
Everything is ready
Robert passes away. Nothing has to be found. The will is located, every account and policy is listed, power of attorney is in place for Margaret. The children have read your updates for seven years. The assets stay, and a new generation of clients begins.
Not an expense. A tech partnership, with five firms in the room.
Five UK advice firms will help shape the Hub before it launches. This is what a seat costs, and what comes with it.
Paid once, never again. After that the only cost is £6 per family per month, which covers the running cost of that family’s companion. There is no licence fee on top.
Five seats. One is taken. Launch is 1 September 2026.
No licence fee, only running costs
£6 per family per month covers what it costs to run their companion. Nothing else to pay, for any of your client families.
Charge your families what you choose
The £6 is what you pay us. What you charge the family is entirely your decision: absorb it, pass it on, or build it into what you already charge.
White-labelled as yours
Your colours, your logo, your own named companion. Every family sees your firm’s name above their own.
Shaped by you, before launch
Five firms in the room while it is being built. What you ask for is what gets made.
Five founding firms. That is all.
When the five seats are filled, the door closes. The product will be built, launched and in the hands of those five firms by 1 September 2026, and the UK advice market will have a new standard for the client family relationship.
One of five founding seats taken. Four remaining.
Your Family Financial Hub is a product of Independent Check Ltd · info@independentcheck.co.uk
Not a financial promotion. Does not constitute regulated investment advice.