The Dynamism of Pensions

Most people treat their pension like a dusty savings account. Pay in, try not to think about it, hope for the best. But a higher-rate taxpayer putting £60 into a pension instantly turns it into £100. That’s a 67% gain before the money is even invested. This video shows what happens when you combine that tax relief with salary sacrifice, smart fund selection and the full force of compounding over time. It also reveals the uncomfortable gap between the best and worst default workplace funds, and why that gap could mean the difference between £150,000 and £2.2 million over a career.

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